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Three comments I.

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Measuring consumer detriment and improving consumer policy

Discussion of Christian Thorun’ s paper Dr. Katalin Cseres

16 November 2016

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Three comments I.

Consumer detriment: physical harm, monetary loss, satisfaction less than consumer’s ex ante expectation OR

Denial of a transaction sought by a

consumer (Canada, Office of Consumer Affaires), see also access justice H-W.

Micklitz

Width and depth of detriment: different degrees of detriment

Consumer/citizen welfare

Impact Assessment, 16 November 2016 2

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Three comments II.

Who is the consumer?

EU definition is under pressure – “acting for purposes outside of his trade, craft, profession and business”

Normative concept is being challenged

Weak - weaker (vulnerable, disadvantaged)

How are they defined?

Active - responsible consumers?

Impact Assessment, 16 November 2016 3

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Three comments III.

Methodology

What is a robust and sound methodology for consumer cases?

one-dimensional or multi-dimensional

(composite) indicator that explicitly weighs and aggregates the different aspects considered

Complaints based: unavoidable paradox

=>agency intervention increases consumer

awareness, which may increase the number of complaints

Impact Assessment, 16 November 2016 4

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