University of Groningen
Essays on the impact of financial education on financial behavior Supanantaroek, Suthinee
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Publication date: 2017
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Supanantaroek, S. (2017). Essays on the impact of financial education on financial behavior. University of Groningen, SOM research school.
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Essays on the Impact of Financial Education on Financial Behavior
van
Suthinee Supanantaroek
1. People should be familiar with financial concepts and financial management from an early stage in their lives (Chapter 2).
2. Financial knowledge is a crucial determinant of savings behavior of children (Chapter 3).
3. Financial education programs are more effective if they include non-financial aspects (e.g., personal understanding, rights and responsibilities, and business administration) in addition to financial literacy training (Chapters 2, 3, and 4).
4. The rules and regulations of the microfinance institution that limit borrowing, in terms of both frequency and amount, reduce effectiveness of a financial training program provided by the microfinance institution (Chapter 4).
5. Financial curriculums in universities do not address every necessary aspect required to make efficient financial decisions in daily life (Chapter 5).
6. The economic impact of immigration to Europe of refugees will be small in the medium term.
7. Multi-tasking brings out the maximum capability. 8. Success is worthwhile to sacrifice standing in a crowd.
9. “An investment in knowledge pays the best interest.” – Benjamin Franklin 10. Magic happens when you have limited time.