2.
3.
4.
5.
2.
3.
- Standard & Poor’s Rating: A- / A-2 with negative watch
- Moody’s Rating A2 / P-1 Stable outlook on review for downgrade
- Capital ratio of 15,2% (*)
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-
•
•
•
•
Key figures (Dec. 2018 in EUR) Crelan Crelan + AXA
Bank Belgium Impact Outstanding deposits (in EUR bn) 19,2 37,7 x 1.9 Outstanding loans (in EUR bn) 16,5 38,4 x 2.3 Total Balance sheet (in EUR bn) 20,9 48,3 x 2.3 Nr° of agencies 586 1.141 x 1.9
Nr° of clients 920.000 1.780.000 x 1.9
Nr° of staff members 792 1.581 x 2 Net result (in EUR million) 61 125 x 2
0.00%
0.20%
0.40%
0.60%
0.80%
1.00%
Ageing +30DPD Ageing +60DPD
DEFAULT RATE AND NPL RATIO ON MORTGAGE PORTFOLIO
12.0%
15.0%
18.0%
21.0%
1.0%
1.1%
1.2%
1.3%
1.4%
1.5%
Coverage ratio
Non performing ratio
NPL-ratio Coverage Ratio
0.45%0.46% 0.45%
0.43% 0.43%
0.42% 0.41%
0.39%
0.35%
0.40%
0.45%
0.50%
0 2 4 6 8 10 12 14 16 18 20
0%
10%
20%
30%
40%
50%
60%
CX amount % Recovery 12 months
0 2 4 6 8 10 12 14 16 18 20
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
CX amount % Recovery 24 months
0 2 4 6 8 10 12 14 16 18 20
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
CX amount % Recovery 36 months
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-
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