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(1)

Social Entrepreneurship

Social Entrepreneurship

(2)

Introduction Introduction

Today

Today s Society s Society

Hans Rosling on Global Population Hans Rosling on Global Population

(3)

UN Developmental Goals

UN Developmental Goals

(4)

Millennium Goals

Millennium Goals

(5)

Poverty Reduction

Poverty Reduction

(6)

Poverty Premium

Poverty Premium

(7)

Microfinance Microfinance

Thailand flower vendor example (1998)

(8)

Microfinance Innovations Microfinance Innovations

Group lending (solidarity loans)Group lending (solidarity loans)

– – Joint liability (group of 3-20 people): if Joint liability (group of 3-20 people): if one does not repay, all lose

one does not repay, all lose

access to future loansaccess to future loans

Social pressure (social assets as collateral)Social pressure (social assets as collateral) – – Risk sharingRisk sharing

– – Scale economies in administrative costsScale economies in administrative costs – – Peer selection: Good clients will match (if Peer selection: Good clients will match (if

they have better information about each they have better information about each

other) and reduce monitoring costs for the other) and reduce monitoring costs for the

bank.

bank.

(9)

Two Competing Examples Two Competing Examples

Kiva.org Kiva.org

Prosper Prosper

(10)

Examples Examples

Michael Pickard Michael Pickard ’ ’ s Safe Water s Safe Water

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