Microcredit management in Ghana: development of co-operative credit
unions among the Dagaaba
Gheneti, Y.
Citation
Gheneti, Y. (2007, June 27). Microcredit management in Ghana: development of co-operative
credit unions among the Dagaaba. Leiden Ethnosystems and Development Programme
(LEAD), Department of Cultural Anthropology and Development Sociology, Faculty of Social
Sciences, Leiden University. Retrieved from https://hdl.handle.net/1887/12295
Version: Corrected Publisher’s Version
License: Licence agreement concerning inclusion of doctoral thesis in the
Institutional Repository of the University of Leiden
Downloaded from: https://hdl.handle.net/1887/12295
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Propositions
1 Integrated management systems incorporating both local and global knowledge into the delivery of micro-credit services are essential to ensure the sustainability of credit unions in Africa [this thesis].
2 Global management principles transplanted into local organizations without adaptation to the socio-cultural context tend to be counter-productive to the achievement of organizational goals [this thesis].
3 The local Dagaaba institutions of Tendaana and Chieftaincy have not only survived prolonged suppressions, but also substantiated recent “bottom-up” approaches towards sustainable community development in Ghana [this thesis].
4 Access to micro-credit services alone is insufficient to generate adequate socio-economic benefits for African small-scale farmers and entrepreneurs, but it needs to be complemented by access to other production factors [this thesis].
5 The expanding application of micro-credit management theory to different sectors of society requires an interdisciplinary approach towards the development of advanced micro-credit management education and training.
6 The success of micro-financing projects for members of credit unions is based not only on the availability of funds, but also on the provision of guidance and training how to manage these funds appropriately.
7 The process of building an inclusive financial sector in Africa can only succeed if governments create a policy environment which stimulates the expansion of access to microcredit, while leaving the actual provision of financial services to the private sector, credit unions and NGOs.
8 The increasing cultural differentiation of present-day societies around the globe requires a multi-cultural perspective on the theory and practice in the field of microfinance management.
9 The large amounts of money spent on fireworks in The Netherlands on New Years’ Eve 2006 would have been of tremendous help in establishing rural clinics and schools in local African communities such in Hamile and Ko in the Upper West Region of Ghana.
10 The recent experience in the Gorilla Unit of Blijdorp Zoo in Rotterdam shows that prolonged eye contact could not only lead to unexpected consequences of inter-human communication, but also of human-animal relations.
Y.Gheneti, Leiden, 27 June 2007
